TO: SHAREHOLDERS OF ANTIGUA COMMERCIAL BANK LTD.

Pursuant to section 110 of the Companies Act, 1995 of the laws of Antigua and Barbuda NOTICE IS HEREBY GIVEN that the Board of Directors of Antigua Commercial Bank Ltd. has fixed Wednesday December 6, 2017 as the record date for determining the Shareholders entitled to receive Notice of the 62nd Annual General Meeting of the Company to be held on Thursday December 28, 2017 at 3:00pm at the Sandals Grande Antigua Resort & Spa, Dickenson Bay, St. John’s, Antigua and entitled to receive payment of a Dividend.

Please be guided accordingly.

BY ORDER OF THE BOARD

RHODETTE F. C. PAIGE

Legal Counsel/ Corporate Secretary

November 29,2017