Pursuant to section 110 of the Companies Act, 1995 of the Laws of Antigua and Barbuda, NOTICE IS HEREBY GIVEN that the Board of Directors of Antigua Commercial Bank Ltd. has fixed April 30, 2013 as the record date for determining the shareholders entitled to receive Notice of the 57th Annual General Meeting of the Company to be held on May 23, 2013 and entitled to receive payment of a cash Dividend. Only the shareholders of the Company on record at the close of business on that day will be entitled to receive Notice of the Meeting and payment of a cash Dividend.

Please be guided accordingly.

BY ORDER OF THE BOARD

RHODETTE PAIGE
LEGAL COUNSEL/CORPORATE SECRETARY
April 22, 2013