Antigua Commercial Bank is seeking to recruit a qualified and experienced individual for the position of Senior Manager-Credit to provide strong support to the General Manager by ensuring the profitable and effective management, control and/or growth of the Corporate, Commercial, Consumer, Securities and Recoveries portfolios, exercising sound judgment and credit control, developing new products, cross-selling existing products, providing exceptional customer service and addressing all opportunities for increased market share, revenue and profitability in accordance with ECCB’s guidelines and ACB’s strategy and policies.

The duties to be performed include:

  • Ensures that total delinquency of the Corporate, Commercial, Consumer and Recoveries portfolios are no greater than 5% of portfolio value and number of accounts.
  • Responsible for the development and growth of Relationship Banking with all corporate, commercial and consumer clients.
  • Evaluates the delinquent loan portfolio on a timely basis – making and approving recommendations to mitigate any losses to the Bank.
  • Annually reviews the lending portfolio - updating information and verifying documented security to assure an accurate risk assessment and at least a Satisfactory or better rating from ECCB/Audit.

To perform the job successfully an individual must:

  • A First Degree or Post-Graduate Diploma in Business/Finance/Accounting Management or relevant field.
  • Work experience of a minimum of 8 years in Corporate or Commercial Lending and 10 years’ progressively responsible banking experience, at least 5 of which should be in a managerial position.
  • Possess a minimum of 5 to 7 years comparable work experience progressively in managing functions and departments dealing with information handling, work flow and systems.
  • Strong analytical, risk assessment and relationship management skills;
  • Be computer literate with at least intermediate proficiency in the use of Microsoft Office Suite.

Compensation: An attractive package inclusive of Pension Plan and Medical Insurance.

Applications with résumé and three character references must be submitted to:


“Senior Manager-Credit Vacancy”
Human Resource Department
Antigua Commercial Bank
Thames and St. Mary’s Streets
P.O. Box 95, St. John’s, Antigua

Suitable applications received by March 21, 2016 will be acknowledged.