Antigua Commercial Bank is seeking to recruit a qualified and experienced individual for the position of Manager-Retail Lending & Recoveries to provide strong support to the Senior Manager Credit by managing the Consumer Lending, Securities and Maintenance and Recoveries Units profitably and effectively, exercising effective credit judgement, creating profitable business Opportunities and increased revenue through developing and cross selling the Bank’s products and services in line with targets set, providing exceptional service in accordance with ECCB’s guidelines and ACBs standards and policies.

The duties to be performed include, but are not limited to, the following:

  • Ensures that Consumer Lending, Securities, Credit Card and Recoveries Units targets set with respect to Business development and turnaround time - loans, deposits, fees, other services and non-performing loans and interest collected - are met, with any negative variance not exceeding 10%.
  • Ensures that all required documentation and security are properly in place prior to loan disbursement and that ACB achieves at least a Satisfactory or better Audit Rating from ECCB/Audit and does not suffer any financial loss or negative exposure due to a lack of care in this area.
  • Manages the department’s workflow effectively on a day to day basis, ensuring proper systems and procedures are in place, custody and security procedures followed, proper loan disbursal, collateral taken, payments processed, reports accurately and promptly submitted, etc. and that overall routine and credit operations are efficiently carried out.
  • Manage overall collection strategy effectively, ensuring that routine and credit operations inclusive of telephone calls, visits, making notations on file, collecting payments, refinancing loans, taking new collateral/legal action, compiling and providing statistical reports etc. are carried out in a timely and efficient manner.

To perform the job successfully the individual must have:
  • At least a Bachelor’s Degree or Post-Graduate Diploma in Business/Finance/Management or relevant field
  • Possess a minimum of 4 years in Consumer Lending and 8-10 years progressively responsible banking experience.
  • Please note relevant work experience may compensate for academic qualifications

Compensation: An attractive package inclusive of Gratuity and Medical Insurance.

Applications with résumé and three character references must be submitted to:
“Manager-Retail Lending & Recoveries Vacancy”
Human Resource Department
Antigua Commercial Bank
Thames and St. Mary’s Streets
P.O. Box 95, St. John’s, Antigua

Suitable applications received by June 22, 2018 will be acknowledged.